Question 1

What is zyvault?

Accepted Answer

zyvault is an Android app for tracking everyday money in rupees. You record spends and income by talking or typing, catch bank SMS and UPI app alerts on the phone, and keep budgets, savings goals, plans and who owes whom.

Question 2

Does zyvault move or hold my money?

Accepted Answer

No. zyvault does not send, receive or store money. It is a record of cash and bank accounts you add yourself. Paying someone still happens in your bank or UPI app.

Question 3

Which languages can I speak?

Accepted Answer

You can type or speak in English, Malayalam or Hinglish. Examples: “450 pizza last night” or “35k salary on 6th”.

Question 4

Do bank SMS and UPI alerts leave the phone?

Accepted Answer

No. Reading bank SMS and alerts from GPay, PhonePe, Paytm, BHIM and CRED happens on the phone, and only after you turn those options on in Profile. Messages are not uploaded.

Question 5

Can I track who I lent money to?

Accepted Answer

Yes. You can mark a line as lent or paid back, then ask who owes you. The balance for each person stays with the rest of your records.

Question 6

How do budgets and goals work?

Accepted Answer

A budget is a monthly limit on a category. zyvault warns you when that category reaches 80% and when it goes over. A goal is an amount you are saving toward. You can add to it by saying so, for example “add 500 to Goa trip”.

Question 7

Is zyvault on the Play Store?

Accepted Answer

Not yet. Download it from this site. The basic app is the easy install. The payment alerts app needs a few extra taps. Those taps are on the Install page.

Pick the app you want

Basic

Payment alerts